When delivery failures happen, most retailers treat claims like an admin drain: annoying but manageable. What most don’t realise is that automating the process alone won’t help. It will free up employee time but it will not save you from the structural risk across your P&L, your cash flow, your customer relationships, and your team’s capacity.
To understand how Anansi can provide more operational and financial resilience, you need to understand the difference between claims infrastructure and claims automation.
When delivery failures happen, most retailers treat claims like an admin drain: annoying but manageable. What most don’t realise is that automating the process alone won’t help. It will free up employee time but it will not save you from the structural risk across your P&L, your cash flow, your customer relationships, and your team’s capacity.
To understand how Anansi can provide more operational and financial resilience, you need to understand the difference between claims infrastructure and claims automation.
Risk
Payout uncertainty
Claims paid via regulated insurance, (not at couriers discretion)
✅


❌
Claims automation platforms
Claims submitted to couriers; couriers approve/deny
What you actually need
Recovery that doesn’t depend on courier discretion
Risk
High-value loss exposure
Covered up to full retail value
✅


❌
Claims automation platforms
Payout limited by courier; payout gap stays with retailer
What you actually need
Cover that protects full retail value
Risk
Unpredictable cash flow
Weekly/monthly cash payouts
✅


❌
Claims automation platforms
Reimbursements commonly arrive as courier credits or delayed settlements
What you actually need
Cash payouts on a predictable cycle
Risk
Admin overload
Claims created in ~1 minute; 60–90% admin reduction
✅


❌
Claims automation platforms
Automates filing and tracking but process still required evidence gathering, exceptions handling, and courier follow-up
What you actually need
Automation that cuts admin to minutes
Risk
Low acceptance rate
98% claims success rate
✅


❌
Claims automation platforms
Acceptance rate constrained by courier discretion
What you actually need
Outcomes not capped by courier willingness to pay
Risk
Invoice leakage
Automated checks to flag invoice issues and automatic reconciliation
✅


❌
Claims automation platforms
Some platforms provide invoice auditing; others focus mainly on claims
What you actually need
Systematic invoice checks at scale
Risk
Conflict of interest
Resolution through insurance process, not courier self-assessment
✅


❌
Claims automation platforms
Courier still decides claim outcome
What you actually need
Independent resolution mechanism
Risk
Broken customer trust
Predictable recovery supports refund/replacement
✅


❌
Claims automation platforms
Admin may be faster, but payouts and delays still hits customer
What you actually need
Independent resolution mechanism
Risk
What you actually need




Claims automation platforms
Payout uncertainty
Recovery that doesn’t depend on courier discretion
✅
Claims paid via regulated insurance, (not at couriers discretion)
❌
Claims submitted to couriers; couriers approve/deny
High-value loss exposure
Cover that protects full retail value
✅
Covered up to full retail value
❌
Payout limited by courier; payout gap stays with retailer
Unpredictable cash flow
Cash payouts on a predictable cycle
✅
Weekly/monthly cash payouts
❌
Reimbursements commonly arrive as courier credits or delayed settlements
Admin overload
Automation that cuts admin to minutes
✅
Claims created in ~1 minute; 60–90% admin reduction
❌
Automates filing and tracking but process still required evidence gathering, exceptions handling, and courier follow-up
Low acceptance rate
Outcomes not capped by courier willingness to pay
✅
98% claims success rate
❌
Acceptance rate constrained by courier discretion
Invoice leakage
Systematic invoice checks at scale
✅
Automated checks to flag invoice issues and automatic reconciliation
❌
Some platforms provide invoice auditing; others focus mainly on claims
Conflict of interes
Conflict of interest
Independent resolution mechanism
✅
Resolution through insurance process, not courier self-assessment
❌
Courier still decides claim outcome
Broken customer trust
Fast resolution and full payout that protects brand experience
✅
Predictable recovery supports refund/replacement
❌
Admin may be faster, but payouts and delays still hits customer


